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Simplified Term Life Insurance

DreamSecure Simplified Term Life Insurance and DreamSecure EasyProtect Term Life Insurance

  • Get protection for your loved ones quickly and easily
  • Choose from a variety of term lengths and coverage amounts

More About Simplified Term Life

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What is simplified term life insurance?

Applying for simplified term life insurance is a smooth and simple process. Unlike some other life insurance types, there’s no medical exam; but there are a few health questions on the application to help determine eligibility.

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Simplified term life insurance covers specific stretches of time, from 10 to 30 years.* For lifelong protection, check out our whole life insurance.

Benefits of Simplified Term Life Insurance

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Simplified Term Life Insurance Options

American Family Life Insurance Company has two different simplified term life insurance policies. Read on to learn what you need to know about both and call our agents for more information.
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DreamSecure Simplified Term Life Insurance

DreamSecure Simplified Term Life Insurance offers coverage ranging from $50,000 to $150,000. You can get this temporary protection for initial terms lasting 10, 15, 20 or 30 years.* If the insured passes within that time, their beneficiaries receive the policy proceeds subject to the policy’s terms and conditions. Approved applicants will usually be issued their policy within 10 business days.
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DreamSecure EasyProtect Term Life Insurance

DreamSecure EasyProtect Term Life Insurance is available in 10-year, 15-year and 20-year terms. Depending on age, coverage amounts are between $150,000 and $750,000.

To apply for this policy, you must be within 30 days of having purchased an eligible new policy from American Family Insurance (excluding commercial and life policies). If you already have one, you may also apply within the 30 days leading up to your next birthday.**

There are no phone interviews or lengthy questionnaires during the application process. Most customers can get a decision within an hour.

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Collect After Terminal Illness Diagnosis

Both policies automatically come with an Accelerated Death Benefit Rider option, to be added at time of need. If the primary insured receives a terminal illness diagnosis, it allows the policyowner to collect part of the death benefit.†
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Add Coverage to Waive Premiums

The Premium Waiver for Disability Benefit Rider is available for an additional cost on DreamSecure Simplified Term Life Insurance. If the insured becomes totally disabled, the rider will waive the premiums.
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Frequently Asked Questions

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